Get ready for an SBA or commercial loan
Walking into a lender meeting prepared makes every conversation easier. This site helps your small business get ready — check where you stand, build your business plan, and find free advisors to contact in your state.
Free. Private. No account needed. Your answers stay in your browser.
Start the free pre-screen →Check your loan readiness
Answer plain-English questions and get an independent readiness report with next steps and loan routes to discuss with lenders.
Start the pre-screen →Build your business plan
A guided, plain-English business plan you write in your browser, with examples for every section and Word or print export.
Start your plan →Find free help in your state
Free small-business advisors — SBDC, SCORE, Women’s Business Centers, and veterans programs — with official locators for your state.
Find free help →How it works
- Answer questions in your browser
Work through a short, plain-English questionnaire at your own pace. Your answers stay on your device.
- Get your readiness report
See where you stand, what to work on first, and which loan routes and lender types to consider discussing.
- Download your Lender Packet and checklist
Save or print a readiness packet to share with your lender, plus a document checklist, then fill in personal details by hand.
Your answers stay in your browser. There are no fields for Social Security Numbers, dates of birth, or addresses, and nothing is uploaded.
Independent educational tool, not affiliated with or endorsed by the SBA, any government agency, or any lender. SBA information is based on public guidance and should be verified against current SBA rules, forms, and lender policy.