Loan options, side by side
Clear comparisons of the loan structures lenders talk about most — what each one is for, how it is built, and which conversation to start. No rate or payment quotes, ever: those numbers come from lenders.
Educational only. Verify everything against current SBA rules and your lender's own policies.
SBA 7(a) vs 504: Which Loan Fits Your Project?
The two flagship SBA programs side by side: flexible 7(a) money versus the two-part 504 structure for buildings and heavy equipment — and how to tell which conversation to start with a lender.
Read the comparison →SBA Express vs Standard 7(a): What's the Difference?
A streamlined track versus the full program: request-size limits, how the review differs, where revolving credit fits, and the questions that tell you which track a lender would use for your request.
Read the comparison →Equipment Financing vs SBA Loans: How to Compare
Equipment loan, lease, or SBA structure? How the routes differ on collateral, down payment, and what can be wrapped into the financing — and when each one is worth asking a lender about.
Read the comparison →SBA Loans vs Conventional Business Loans: What's the Difference?
What the SBA guaranty actually changes: who each route tends to fit, the credit-elsewhere idea, where program caps apply, and how to discuss both options in the same lender meeting.
Read the comparison →